Debt Reduction Lessons - Guide To Getting Out Of Debt
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gravtex asked:
If your debt is out of control, here are some simple steps you can take to start getting out of debt. It won’t happen overnight, but over time you can be living debt free. For more info on getting out of debt, please visit www.debtreductionlessons.com
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September 1st, 2010 at 2:04 am
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I used to have a lot of problems with debt, but sites like
theinternetcaschow.blogspot,com helped me raise that little bit extra each month.
September 2nd, 2010 at 2:05 am
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Part 2: People just want “way too much” these days. Want to be debt free? Live “way below your means”. I live in a 700 square foot condo with my wife. Yeh…its small…but I OWN IT free and clear. I drive a 15 year old car that I take good care of, is it an unstylish frumpy car? YES, but I OWN IT free and clear. OH yes…by the way…if you can’t afford to have children…DONT HAVE ANY. Life is not always fun, but IT IS REAL and dont expect others to bail you out.
September 4th, 2010 at 11:16 am
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Certainly with “some” exceptions, most debt ridden people caused their own hell. I have had panic attacks since I was 13 years old ( i am 55 now) so I have had to be very financially conservative with my money as I never really knew when or if I would become too disabled to work. Well I a have been debt free since I was 50 years old… Paid off condo, paid off car, and about $100,000 in the bank. My parents who are in their 80s are right….people just want “too much” today.
September 5th, 2010 at 8:36 am
what freelance work would I do? i don’t have any idea of what to do for that.easier said than done.
September 6th, 2010 at 4:00 pm
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You can blame someone else for why you’re in debt or take responsibility for your own actions - I know it’s more fun to just blame everyone else and act like a victim, but c’mon, time to grow up and realize you ultimately decide what you do, not the rich or the gov’t or whatever.
September 8th, 2010 at 5:48 am
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I actually just got a blendtec, maybe I should record that video.
September 8th, 2010 at 5:26 pm
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Get a second job or start doing freelance work from home.
September 11th, 2010 at 2:48 am
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I agree with you, and do not feel it is my fault I am in debt. Have any advice for a single mom, with nothing put away, who owns nothing, can’t aford to pay taxes, and can’t afford to save money. Getting older and need to try something.
September 13th, 2010 at 1:37 am
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what about when someone cuts your work hours by half? I can’t afford to pay for even gas for my car.
September 13th, 2010 at 11:48 am
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Very true. I don’t know about where you are, but here in Japan we can opt to have the entire credit card balance debited directly from our bank account every month. It only carries over to the next month if you have insufficient funds. I just pay for my internet, cable, and mobile by credit card so the amount deducted is never a surprise
September 14th, 2010 at 11:25 am
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Good ideas. Thanks for posting!
I want to see those credit cards in a blender! (^O^)/
September 16th, 2010 at 6:26 am
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Well tell me this… I will be just over $100,000 in Student Loan Debt (including 4 years of college education, Bachelors of Fine Arts, interest, and housing) I never owned a credit card, a car, or a cellphone, I’m 21 btw. Education to me is priceless, and I’m not holding back in quality.
September 19th, 2010 at 1:42 am
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but you don’t build a credit rating with debit cards. the best advice is to get one card and pay off the balance every month to establish a credit history. it’s hard to get a mortgage if you don’t have a credit score.
September 21st, 2010 at 6:50 am
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Your in debt because the rich want you to be, they targeted you with adverts, credit card invitations relentless ‘offers, deals, sales and options and you just strolled right on out there and bought it, well atleast you can show it off to your neighbours. Good luck with that.
September 23rd, 2010 at 2:45 am
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Your in debt because the rich want you to be, they targeted you with adverts, credit card invitations relentless ‘offers, deals, sales and options and you just strolled right on out there and bought it, well atleast you can show it off to your neighbours. Good luck with that.
September 24th, 2010 at 6:40 pm
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I don’t need to know how to get out of debt, because I know how not to get in it, its complicated so I doubt you’ll understand, but Ill try to explain, don’t buy fuckin things you cant afford, live by your means not your desires.
September 27th, 2010 at 12:47 am
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That’s great advice. It’s really not that hard to live without any credit cards since debit cards work just like them and don’t require you to take on any debt to use them.
September 27th, 2010 at 10:17 am
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a way to stay out of debt do not get any credit cards
September 29th, 2010 at 3:00 am
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I’ve never really understood the point of this. It just wastes everyone’s time, including your own. Sure, the company has to pay for the shipping, but at the volume of mailings they do, it doesn’t matter one bit.
September 30th, 2010 at 2:41 am
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Please save your Business Reply Postage Paid Envelopes from credit card offers. Then Mail the credit companies a brick or other heavy object using their own postage permit. This is a legitamate business reply as long as it goes to the address printed with the permit #
October 2nd, 2010 at 11:58 am
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That sounded harsh! “a sharpobject may be required”