I would never suggest going through a debt consolidation, unless it’s the last resort. Reassert your position, sse how much in debt. If upto $10-$15K try getting a new credit card with 0% balance transfer offer. That will help you get rid of interest for a while. But do it only if you are sure that you won’t dig your debt hole even deeper.

I know advertising isn’t allowed here but it so fits the question for you. I was in debt, house payments, car payments and 1 child on their way to college. Here’s what I did, you can decide how much time to spend at this and how much money you want to make.

or just message me: (email or Yahoo IM)

Consumer credit counseling.