Archive for June 22nd, 2009

Why should anyone be considerate with peoples inability to pay back their debt?

Monday, June 22nd, 2009
Lovable


Its not anyones but their own fault for getting themselves into debt. Now I know their are differ situations so let me explain myself correctly:

Now I understand if you had a reduction of income and now ur not able to pay back debt. But why didnt you plan for these situations in the first place. Why did you go and charge what you cannot afford? After all that is one reason us Americans are in so much debt…. living outside our means. IF YOU CANNOT AFFORD, DONT BUY!!!

Now some exceptions are understandable:

Medical reasons, lack of education in order to obtain a good job to survive, using credit for LIVING EXPENESE, and im sure many reasonable explanations.

My point is why do many people with debt complain about their creditors when they new what this debt could do to you. Especially people with fairly great incomes.

Example: A couple is making $9000/month net income. One of them loses their job so now they down to $5000/month, yet they have 35k in unseucred debt. Living a great life with a great mtg, 3 car pmts ( new vehicles) and they still complain and whine about thier debt, their creditors , the economy. That just does not make sense to me. First of all, with this income you shouldnt even hae to use credit cards, why cant people just live within their means and adjust your life style with what you can afford!!!

Im just wondering what all of you have to say. Doesnt it make you angry that you would want to have the same luxuries and priviliges and people with great jobs and incomes do not appreciate?? Many people do not even own homes or even a vehicle. Why are we Americans so selfish??

Do you agree?
I posted question in wrong category. You answers are still appreciated!
FYI…I live a very well blessed life myself. I have learned from personal experiences the reality of our society and how not to place myself in these situations. I do sound very judgemental but I really do not think its for for others. This is my personal opinion and everyone is allowed to have one.
This has nothing to do with being jealous. I am NOT jealous of people going through these situations.

Good for you if your lucky enough to live a good life, my point is why do many people not appreciate it!!
Obviously some people are not reading carefully. I did say that their were exceptions that are understable!!!

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I’m wondering about a company called Superior Debt Services?

Monday, June 22nd, 2009
candib


They say they can reduce our debt and lower our monthly payments. This isn’t a loan offer it is a reduction, and lowering the interest. They are in the better business bureau. I looked. Has anyone out there used this service or anything like it? We are not behind on payments. No collections. It’s not so tight on the budget,but we would like to see it paid off.We do not want to refinance our home. Thanks for any input!

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