calling the bank for credit rate/balance reduction.help?
Sunday, January 25th, 2009
jaycetan3
I have no problem making my minimum monthly payments on my credit card debt and have never ever been late, but I know there is no forward progress. At the age of 22 i finally want to buckle down and pay for it. A couple of my friends said i could call the bank and request a rate reduction, and maybe even a balance reduction. Is this true? How would i do this? Please provide any information that can help.
I have no problem making my minimum monthly payments on my credit card debt and have never ever been late, but I know there is no forward progress. At the age of 22 i finally want to buckle down and pay for it. A couple of my friends said i could call the bank and request a rate reduction, and maybe even a balance reduction. Is this true? How would i do this? Please provide any information that can help.
Thanks in advance!!!
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