Bankruptcy, what are the pros and cons of Chapters 7 & 13?
Friday, October 24th, 2008
debandjc
I am looking for personal info from someone’s own experience or what you’ve heard. Other than credit damage, did you regret doing it? Also How long does it take, what does it cost and can you keep your car and IRA as that’s all I have of value. Feel free to answer if you know anything, just know I have checked out the different websites, so please don’t forward me a website address. I’m hoping to get an everyday person’s input..I’m confused and not sure which one (7 or 13) is the way to go, or to file at all. If I go 13, how much of a reduction in debt normall occurs and does it freeze the interest accruing? Thank you.
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I am looking for personal info from someone’s own experience or what you’ve heard. Other than credit damage, did you regret doing it? Also How long does it take, what does it cost and can you keep your car and IRA as that’s all I have of value. Feel free to answer if you know anything, just know I have checked out the different websites, so please don’t forward me a website address. I’m hoping to get an everyday person’s input..I’m confused and not sure which one (7 or 13) is the way to go, or to file at all. If I go 13, how much of a reduction in debt normall occurs and does it freeze the interest accruing? Thank you.
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